What’s covered
Built for Restaurants
General Liability
Covers bodily injury and property damage claims from customers, vendors, or third parties. If a customer slips and falls, claims food poisoning, or a server damages their property, this is your first line of defense. Required by most landlords before you open.
Commercial Property
Protects your building, kitchen equipment, furniture, signage, and inventory against fire, theft, vandalism, and weather. Includes food spoilage coverage after events like a power outage or equipment failure.
Liquor Liability
If you serve alcohol, standard General Liability won't cover incidents involving intoxicated patrons. Liquor Liability is legally required in most states and covers legal fees and damages from alcohol-related claims — one of the most common and costly restaurant exposures.
Optional Add-Ons
Workers' Compensation (required if you have staff), Business Interruption (replaces income if you're forced to close), Commercial Auto, Food Contamination, and Cyber Liability are all available to build a complete protection package.
What Sets Us Apart
Why Prime & Sub Insurance
Licensed specialists in all 50 states
Best rates guaranteed
"A" Rated Coverage: Backed by top-rated carriers for maximum reliability and claims support.
Excellent service with 100+ 5-star reviews
Dedicated claims support team
Flexible payment options
We work with over 100 carriers so we always get you the best coverage at the lowest price
COMMON QUESTIONS
Frequently Asked Questions about Restaurant Insurance
Same Day coverage
Free Landlord Insurance Quote in Minutes.
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The Smarter Way to Get Restaurant Insurance
why WE'RE THE #1 CHOICE
Best rates guaranteed: We compare 100+ top-rated carriers side by side so you always get the most competitive price with the best coverage. Going direct to one carrier means leaving money on the table.
Personalized support from licensed agents: You're not filling out a form and waiting. Our licensed specialists understand restaurant risk and walk you through exactly what you need.
Coverage for Every Part of Your Business: GL, Liquor Liability, Workers' Comp, Property, Food Contamination, Cyber, Umbrella, Business Owner's Policy (BOP), EPLI, and more. We build one complete package so nothing falls through the cracks.
Meets Landlord and Lender Requirements: Need a Certificate of Insurance before you open? We issue same-day COIs so you never miss a deadline.
what our clients say
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