Get the best Electrician Insurance at the lowest price. We compare 100+ top-rated carriers to save you up to 30%.
Get a Free Electrician Insurance Quote in Minutes.
Licensed in all 50 states
Fast same-day quotes
Serving 7,770+ clients nationwide
We shop for you. Saving you time and money
SAME DAY COVERAGE
Get the best Electrician Insurance at the lowest price. We compare 100+ top-rated carriers to save you up to 30%.
Get a Free Electrician Insurance Quote in Minutes.
Licensed in all 50 states
Fast same-day quotes
Serving 7,770+ clients nationwide
We shop for you. Saving you time and money
SAME DAY COVERAGE
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The Smarter Way to Get Electrician Liability Insurance
why WE'RE THE #1 CHOICE
We shop 100+ carriers, you get the lowest rate. Going direct to one insurer means one price. We run your quote across 100+ A-rated carriers simultaneously, so you always get the most competitive option without spending hours on hold.
Same-day certificates of insurance: Commercial clients, HOAs, and municipalities won't let you on-site without a COI. We issue them the same day you bind so you never lose a job waiting for paperwork.
Agents who understand electrical contractor risk: Not a call center. Licensed specialists who understand licensing bond requirements, crew liability, equipment exposure, and subcontractor risk. We build your policy around how you actually operate.
Residential jobs to commercial projects, solo to full crew:
One-person operation? 500+ employees? We write policies for both and everything in between.
what our clients say
Be Confident in Your Choice
What’s covered
Built for Electrician Businesses
General Liability
Electrical liability doesn't end when you pack up the truck. If wiring you installed causes a damage weeks later, you're still on the hook. GL covers third-party injury and property damage claims during and after the job. Required by most GCs, property managers, and municipalities before you're allowed on site.
Commercial Auto
Your trucks and trailers are your business. If a vehicle is damaged, causes an accident, or is stolen, personal auto insurance won't cover it. Commercial auto protects your fleet and the equipment loaded in it.
Workers' Compensation
Required in most states the moment you have an employee. Covers medical bills and lost wages when a crew member is injured on the job which in electrical work happens more often than most owners expect.
Business Owners Policy (BOP)
A BOP bundles General Liability and Commercial Property into one policy at a lower combined rate than buying them separately.
Tools & Equipment (Inland Marine)
Tools & Equipment coverage protects your gear whether it's on the job site, in the truck, or in storage. Stolen drills? Damaged equipment? Covered. This is the policy most electrical businesses wish they had the first time something walks off a job site.
Additional Coverages
Commercial Property (your shop if not covered under a BOP), Umbrella / Excess Liability (high-value commercial contracts), Professional Liability / E&O (design, consulting, or irrigation services), or Surety Bonds (required by some municipalities for licensing). We'll tell you exactly what you need and what you don't.
What Sets Us Apart
Why Prime & Sub Insurance
Licensed electrician insurance specialists in all 50 states
Best rates guaranteed
"A" Rated Coverage: Backed by top-rated carriers for maximum reliability and claims support.
Excellent service with 100+ 5-star reviews
Dedicated claims support team
Flexible payment options
We work with over 100 carriers so we always get you the best coverage at the lowest price
COMMON QUESTIONS
Frequently Asked Questions about Electrician Insurance
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